Current Openings

CreditAccess Grameen welcomes dynamic and motivated individuals with a passion to work for social development. Our Team consists of Regular Employees & Consultants. CreditAccess Grameen’s Head Office is situated in Bangalore, which supports Operations through various functions such as project management, financial analysis, marketing, communication etc.

CreditAccess Grameen hires individual consultants and consulting firms for a wider range of assignments in the areas of HR, risk management, finance, internal controls, marketing, data analysis, etc. Individual consultants, whether hired directly or through organizations, provide expert advice and help us to prepare studies, appraisals and reports.

Current Openings

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Job Title:Branch Manager– Group Lending
Location: Maharashtra, Madhya Pradesh, Odisha& Chhattisgarh
Reporting To: Area Manager – Group Lending

Position Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis, through a team of Kendra managers.
  • This position is responsible for maintaining controls and compliances of the branch.
  • This position is also responsible for overall administration and upkeep of the branch.

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Broad Roles and Responsibilities Operations:

  • Achieve branch targets of outreach, portfolio volume and portfolio quality for both existing and new products and services as per agreed targets month on month.
  • Maintain and ensure retention of clients on a month on month basis
  • Plan monthly disbursements at the branch to ensure standards of idol cash are maintained as per the limits set for the branch
  • Comply with accounting processes to manage and handle cash at the branch as per established norms
  • Monitor and maintain expenditure within the established limits at the branch level
  • Implement audit compliance procedures and checks at the branch at the required frequency
  • Coordinate new member/ group visits( for rei interview) after KMs completing the CGTs
  • Ensure preparation and submission of all documents and reports as per agreed timelines
  • Monitoring of the existing kendras on quarterly basis under the branch.
  • Ensuring the smooth completion of Audit process of the branch.
  • Ensuring recovery of overdue amounts under the branch.
  • Conducting the social development activity at the branch.

People:

  • Review and monitor Kendra manager performance on a weekly and monthly basis
  • Ensure Kendra managers adhere to standards of client interaction, rapport and relationship building

Administration

  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
  • Monitor and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month. Administration:
  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin  Manager
  • Monitor  and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month

Background

  • Graduation or Post Graduation
  • Minimum 5 years of experience in NBFC/MFI

Compensation:Apply by emailing your resume to careers@grameenkoota.org with the position applied for in the subject line. [/read]


Job Title: Branch Manager – Individual Lending
Location: Tamilnadu, Maharashtra and Madhya Pradesh
Reporting To: Regional Sales Manager

Position Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis.
  • Manage both Sales, collection, Operations, Disbursement and end to end activity for the respective Branch.
  • This position is responsible for maintaining controls and compliance’s of the branch.

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Broad Roles and Responsibilities Operations:

  • Achieve branch targets of outreach, portfolio volume and portfolio quality for all Individual Lending Products, existing and new products and services as per agreed targets month on month.
  • Maintain and ensure retention of clients on a month on month basis
  • Plan daily activities at Branch through Sales, Collection and Operation Team.
  • Comply with accounting processes to manage and handle cash at the branch as per established norms
  • Monitor and maintain expenditure within the established limits at the branch level
  • Implement audit compliance procedures and checks at the branch at the required frequency
  • Develop a strong business team and monitor them to ensure profitability.
  • Ensure preparation and submission of all documents and reports as per agreed timelines

People:

  • Review and monitor entire team and individual performance on a weekly and monthly basis
  • Ensure team is adhering to standards of client interaction, rapport and relationship building

Administration

  • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
  • Monitor and ensure branch requirements in terms of stationary, supplies etc are adequate and  general upkeep is maintained month on month

Background Minimum 4 yrs experience in Branch Management, Preferred from NBFC/MFI Individual Lending. Degree is a must. MBA/Post Graduation is a plus

Compensation: Apply by emailing your resume to careers@grameenkoota.org with the position applied for in the subject line. [/read]


Job Title: Operations Manager
Location: Tamilnadu, Maharashtra and Madhya Pradesh
Reporting To: Branch Manager – Retail Finance (Individual Lending)

Position Summary:

  • This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis.
  • Manage both Sales, collection, Operations, Disbursement and end to end activity for the respective Branch.
  • This position is responsible for maintaining controls and compliances of the branch.

[read more=”Click here to Read More” less=”Read Less”]

Broad Roles and Responsibilities

  • Manage all end-to-end activities to branch front end and back end operations at Branch.
  • Plan and execute Disbursements, Documentation, Cash Management, Data Entry, Data Management, General Ledgers etc.
  • Manage inventory i.e Inwards and Outward, Document Management.
  • Manage all Insurance claims of the branch.
  • Preparation of Monthly Control certificate.
  • Responsible for Audit ratings of the Branch – Voucher, Registers etc.
  • File Verification, Document check, Credit Check etc.
  • Overall manage and guide the team to achieve operational efficiency.

Background Minimum 2 years experience in same field. Degree is a must.

Compensation: Apply by emailing your resume to careers@grameenkoota.org with the position applied for in the subject line. [/read]


Job Title: Quality Control Officer
Location: Tamilnadu, Maharashtra and Madhya Pradesh
Reporting To:  Branch Manager – Retail Finance (Individual Lending)

Position Summary:

  • This position responsible for pre and post sampling of application forms for all Retail Financial Products.
  • Analyse risk scenarios to determine their impact on business objectives.

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Broad Roles and Responsibilities:

Ensure all activities in Risk in Retail Finance are as per agreed mandate.

  • Initiating and Coordinating investigation of suspected cases with respect to Retail Finance Adherence to TAT of verification and ensure quality of reports.
  • Carry out; Audits, Sampling, investigations and seeding, on Sales, agencies.
  • Risk assessment, which involves analyzing risk as well as identifying, describing and estimating the risks affecting the business.
  • Minimize financial exposure on account of frauds in Retail Finance.
  • Submitting Risk related MIS and inputs to make necessary changes in the system to RRM on monthly basis.
  • Monthly meeting with sales, ops, credit team.
  • Publishing credit error analysis; checking credit norms and their applicability for all the products.
  • Travel to various locations to understand market, refine and upgrade policy for risk assessment
  • Providing support, education and training to staff to build risk awareness within the organization
  • Carrying out in-depth investigation on applications declined on fraudulent reasons.
  • Carrying out in-depth investigation on ascertaining the involvement of staff in pumping fraudulent application form and taking corrective action.

Compliance:

  • Assessing business units and personnel on compliance risks & controls in their on-going and proposed business activities.

Background

  • 1-2 years of Risk Management experience in BFSI especially Banks, NBFCs & MFIs
  • Strong and deep domain knowledge.
  • Excellent written and oral communication skills.
  • High level of personal energy and enthusiasm.

Apply by emailing your resume to careers@grameenkoota.org with the position applied for in the subject line. [/read]


Job Title: Credit Appraiser – Field
Location: Tamilnadu, Maharashtra and Madhya Pradesh
Reporting To: Regional Credit Manager

Position Summary:This position is responsible for ensuring Quality Loan portfolio.

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Broad Roles and Responsibilities:

  • Conduct loan utilization checks as per the schedule for all clients.
  • Conducting house/on-site visits to the customer house/projects.
  • Conducting check for high ticket size loans as per the instructions of the Regional Credit Team.
  • Ensure publicity and awareness on products and processes to the branch staff.
  • Imparting training to the branch staff on the products and processes.
  • Build rapport and relationship with clients and branch staff.
  • Reporting of daily events to Regional Credit Manager.
  • To maintain of all records & Books as per the requirement.
  • Co-ordinating with the Regional Credit Team and branch branches for any queries.

Background

  • Graduate, Post graduate.
  • Fresher or upto 2 years’ experience in similar role.

Compensation: TBD

Apply by emailing your resume to careers@grameenkoota.org with the position applied for in the subject line. [/read]