Our board provides the expertise and collective wisdom to guide us to achieve sustainable growth. CreditAccess Grameen’s board of directors come from a variety of industries and diverse fields of expertise. Diversity is ensured through consideration of a number of factors, including but not limited to skills, industry experience, background and other relevant aspects.
M.N. Gopinath is the Chairman and Independent Director of our Company. He holds a bachelor’s degree in commerce and a master’s degree in business administration from the University of Madras. He is a certificated associate of the Indian Institute of Bankers. He was appointed as a probationary officer at the Bank of India where he worked for a period of 25 years and resigned as assistant general manager. He also worked at ICICI Bank Limited for a period of 10 years, from where he retired as a senior general manager. In the past, he has served as a director on the boards of Punjab National Bank and Loyalty Solutions and Research Private Limited. He also served as director on the board of Bank of India for a period of six years. He also was appointed as an Academic Advisor to NIIT Institute of Finance, Banking and Insurance Training Limited, as a Member of the SEBI Council on Mutual Funds and as Chairman of the Academic Council of ICICI Bank Limited. He also serves on the board of ICICI Prudential Pension Funds Management Company Limited and ICICI Prudential Trust Limited.
Udaya Kumar Hebbar is the MD & CEO of our Company. He holds a bachelor’s degree in commerce from the University of Mysore and a master’s degree in commerce from Karnatak University, Dharwad. He is a certificated associate from the Indian Institute of Bankers and holds a diploma from Vanderbilt University. He has served as the Head, Commercial and Banking Operations at Barclays Bank PLC, Mumbai for three years. He also served at Corporation Bank for a period of over 10 years. He was also associated with ICICI Bank for over 11 years.
Anal Kumar Jain is an Independent Director of our Company. He holds a bachelor’s degree of technology in electrical engineering from the Indian Institute of Technology, Kharagpur. He was associated with IBM World Trade Corporation till May 31, 1978, and was appointed as Assistant Manager at Shaw Wallace and Company Limited from 1978 to 1979. He also served at Ambalal Sarabhai Enterprises Private Limited as Regional Manager for a period of four years, as Vice President Marketing at Wipro Information Technology Limited for a period of three years and as Vice President, Marketing at TATA Information Systems Limited for a period of three years. In 1995, he was appointed as Country General Manager at Sun Micro Systems Intercontinental Operations. He has also been associated with Link Software Services Private Limited, Birla-Horizons International, Birlasoft Limited and Network Appliance Systems (India) Private Limited. He also serves as a director on the boards of Sonata Finance Private Limited, Swadhaar Finserve Private Limited, Sanghamithra Rural Financial Services Private Limited, Inflow Technologies Private Limited and Skillprofiler Analytics Private Limited.
R. Prabha is an Independent Director of our Company. He holds a master’s degree in science (Agriculture) from the Faculty of Agriculture, University of Kerala. He has served in Canara Bank for a period of over 35 years and retired from Canara Bank as General Manager. He also serves on the board of ESAF Small Finance Bank Limited.
George Joseph is an Independent Director of our Company. He holds a bachelor’s degree in commerce from the University of Kerala. He is a certificated associate of the Indian Institute of Bankers. He has also completed a banking diploma from the Institute of Bankers, London and is an associate of the same. He retired as Chairman and Managing Director of Syndicate Bank. He was associated with Canara Bank for a period of over 36 years and resigned as General Manager in 2006. He serves as a director on the boards of Wonderla Holidays Limited, Muthoot Finance Limited and ESAF Small Finance Bank Limited.
Sucharita Mukherjee is an Independent Director of our Company. She holds a bachelor’s degree in economics from Lady Shri Ram College for Women, University of Delhi and a post graduate diploma in management from the Indian Institute of Management, Ahmedabad. She was appointed as a management trainee at Deutsche Bank AG India and was transferred to Deutsche Bank Global Credit Derivatives, London, as a junior structurer for a period of three years. She was appointed as Vice President at Morgan Stanley Global Capital Markets, London. She was also appointed as Chief Executive Officer at IFMR Holdings Private Limited and IFMR Capital Finance Limited for a period of three years each. She also serves on the board of Dvara Trusteeship Services Private Limited, IFMR Holdings Private Limited, Dvara Research Foundation and Kaleidofin Private Limited.
Paolo Brichetti is a Nominee Director of our Promoter, CAA, in our Company. He has completed a course on international business at City of London Polytechnic. He is also the Founder, Chief Executive Officer and sole Executive Director of CAA since March, 2017. He was the Chief Executive Officer of CTM Altromercato Soc. Coop for a period of nine years. He serves as a director on the boards of CAA, PT Konsultasi Mikro Ventura, PT Bina Artha Ventura, CreditAccess Philippines Financing Company Inc., Holfinbi Limited and CAA Vietnam Trading Company Limited.
Sumit Kumar is a Nominee Director of our Promoter, CAA, in our Company. He holds a bachelor’s degree in textile technology from the Indian Institute of Technology, New Delhi, and a post graduate diploma in management from the Indian Institute of Management, Ahmedabad. He is a managing director with Olympus Capital Holdings Asia India Advisors Private Limited and has been associated with Olympus Capital for over 10 years. He was previously associated with The Boston Consulting Group Pte. Ltd.
Massimo Vita is a Nominee Director of our Promoter, CAA, in our Company. He holds a masters diploma of 2nd level in development, innovation and change from Bologna University in Bologna, Italy, and a degree in economics and commerce from Verona University in Verona, Italy. He also has a DEUF Diplome Francais from the Universite de J. Moulin and was a visiting student for the ERASMUS Programme at University College of Dublin. He completed a three years apprenticeship as a professional auditor as certified by the Italian Ministero Della Giustizia in 2002. He was the Head of the Operation Support of CreditAccess Asia N.V. for a period of almost two years. He was TA Field Expert for the TA Facility of Regional MSME Investment Fund for Sub-Saharan Africa managed by Symbiotics SA for a period of four years. He was also the Partner and board member of Microfinanza S.r.L. for a period of seven and a half years. He was also associated with Arthur Andersen S.p.A. for a period of three years. He is currently the chief risk officer of CAA and serves as a Chair of the Steering Committee for the Risk Management Initiative in Microfinance. He is also a shareholder and board member of Microfinanza Rating S.r.L. since June 2015.