Mr. Gopal is the Vice President, Operations (Maharashtra, Madhya Pradesh and Chhattisgarh) of our Company. He holds a bachelor’s degree in commerce from Bangalore University. He has over 15 years of experience in microfinance operations. Mr. Gopal joined TMT on May 30, 1999. He was subsequently transferred to our Company in October 2007 and was employed with our Company until December 31, 2011. He later rejoined our Company on April 10, 2012.