CreditAccess Grameen

CreditAccess Grameen Limited (formerly known as Grameen Koota Financial Services Pvt. Ltd.) was born out of the need for timely and affordable credit to India’s poor and low-income households. CreditAccess Grameen was visualized by Mrs. Vinatha M. Reddy in December 1996, inspired by the book ‘Give Us Credit’ by Alex Counts, President and CEO, Grameen Foundation USA. …


no. of employees


Portfolio(₹ Crore)




Loan officers



Message from MD & CEO

Udaya Kumar – Managing Director & CEO

Udaya Kumar Hebbar – Managing Director & CEO I am pleased to welcome you to the website of CreditAccess Grameen Limited (formerly known as Grameen Koota Financial Services Private Limited).  I am sure you will find this dynamic and interactive website easy to navigate with quick access to information and answers to your queries. CreditAccess Grameen started …


CreditAccess Grameen Locations

CreditAccess Grameen follows a strategy of a contiguous district-based expansion across regions and, as of September 30, 2018, it covered 156 districts in the eight states (Karnataka, Maharashtra, Tamil Nadu, Chhattisgarh, Madhya Pradesh, Odisha, Kerala, Goa) and one union territory (Puducherry) in India through 656 branches and 5,262 loan officers.

Madhya Pradesh

Impact Stories

We speak to our customers on a regular basis to understand how their association with the organization has impacted their lives. Our customers were happy to share what CreditAccess Grameen m

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Proper loan utilization key to maximum benefi...

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Grameen Koota gives me access to finance and...

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I have expanded my business to include season...

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Grameen Koota has helped us when we needed it...

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The thought of expanding my business never oc...

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Healthcare Card Helped Us in Easy and Cashles...

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Grameen Koota Loan Helped Our New Coconut Ven...

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From Customer to Field Officer, a Journey of...

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For Sashi her Home Pays for Itself

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Cattle Unit Big Boon for Mangalamma

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Gowramma Sees Bright Future in her Goat Farmi...

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Rajamani’s story of determination in the fa...

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How Sanjana Ram Chandra Rao Emerged Victoriou...

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Awards & Certifications

Over the years, CreditAccess Grameen has received numerous awards and recognition for setting a paradigm of a customer-centric business model and efficient operations in the microfinance ind